§ 870.206 Accidental death and dismemberment

5 CFR 870.206(a)(1)(a)(1) Accidental death and dismemberment coverage is an automatic part of Basic and Option A insurance for employees.

5 CFR 870.206(a)(2)(2) There is no accidental death and dismemberment coverage with Option B or Option C.

5 CFR 870.206(a)(3)(3) Individuals who are insured as annuitants or compensationers do not have accidental death and dismemberment coverage.

5 CFR 870.206(b)(1)(b)(1) Under Basic insurance, accidental death benefits are equal to the BIA, but without the age factor described in § 870.202(c).

5 CFR 870.206(b)(2)(2) Under Option A, accidental death benefits are equal to the amount of Option A.

5 CFR 870.206(c)(1)(c)(1) Under Basic insurance, accidental dismemberment benefits for the loss of a hand, foot, or the vision in one eye are equal to one-half the BIA. For loss of 2 or more of these in a single accident, benefits are equal to the BIA.

5 CFR 870.206(c)(2)(2) Under Option A, accidental dismemberment benefits for the loss of a hand, foot, or the vision in one eye are equal to one-half the amount of Option A. For loss of 2 or more of these in a single accident, benefits are equal to the amount of Option A.

5 CFR 870.206(c)(3)(3) Accidental dismemberment benefits are paid to the employee.

5 CFR 870.206(c)(4)(4) Accidental death benefits are paid to the employee's beneficiaries.