§ 870.303 Eligibility of foster children under Option C

5 CFR 870.303(a)(a) Effective October 30, 1998, foster children are eligible for coverage as family members under Option C.

5 CFR 870.303(b)(b) To qualify for coverage as a foster child, the child must meet the following requirements:

5 CFR 870.303(b)(1)(1) The child must live with the insured employee, annuitant, or compensationer;

5 CFR 870.303(b)(2)(2) The parent-child relationship (as defined in § 870.101) must be with the insured employee, annuitant, or compensationer, not the biological parent;

5 CFR 870.303(b)(3)(3) The employee, annuitant, or compensationer must be the primary source of financial support for the child; and

5 CFR 870.303(b)(4)(4) The employee, annuitant, or compensationer must expect to raise the child to adulthood.

5 CFR 870.303(c)(c) A child placed in an insured individual's home by a welfare or social service agency under an agreement by which the agency retains control of the child or pays for maintenance does not qualify as a foster child.

5 CFR 870.303(d)(1)(d)(1) An insured individual wishing to cover a foster child must sign a certification stating that the child meets all the requirements and that he/she will notify the employing office or retirement system if the child marries, moves out of the home, or stops being financially dependent on the employee, annuitant, or compensationer.

5 CFR 870.303(d)(2)(2) The employing office or retirement system must keep the signed certification in the insured individual's file, along with other life insurance forms.

5 CFR 870.303(e)(e) A foster child who moves out of the insured individual's home to live with a biological parent loses eligibility and cannot again be covered as a foster child unless:

5 CFR 870.303(e)(1)(1) The biological parent dies;

5 CFR 870.303(e)(2)(2) The biological parent is imprisoned;

5 CFR 870.303(e)(3)(3) The biological parent becomes unable to care for the child due to a disability; or

5 CFR 870.303(e)(4)(4) The employee, annuitant, or compensationer obtains a court order taking parental responsibility away from the biological parent.